MSN Money: Top 10 Entrepreneurs of 2025
It taught him that talent wins nothing without a coach who holds the standard and calls the play.
Before most people knew him as a planner, they knew Dr. Pat Pachciarz® as an athlete. He was captain of the men's basketball team at the University of St. Francis. Then he became a shooting instructor for the Chicago Bulls Training Academy and the National Association of Basketball Coaches, and his early-2000s videos still teach players how to shoot. Basketball taught him three things he now uses with every family: fundamentals beat flash, habits beat motivation, and every team needs someone who calls the play. In his words: "Everybody respects their best coach — because they held the standard. That's what I'm here to do."
A good jump shot is built on form. You repeat the same simple motion until it holds up in a real game. Money works the same way. Most money problems are not intelligence problems. They are order problems and habit problems.
That's why Dr. Pat Pachciarz® tells people: "You're not bad with money. You were just never shown the full board." A coach's first job is to show you the board.
These are Dr. Pat Pachciarz®'s non-negotiables. Before he asks anything of a client, he holds himself to this standard first. Every day. No exceptions.
None of them needs a big salary or a fancy degree. All of them show up in a financial plan. Being prepared means your documents are in one place. Being coachable means you ask the question before you sign.
Basketball lit his love of fitness, and fitness is the door that led to everything he built next. He is a Certified Personal Trainer and a Certified Nutrition Coach through the National Academy of Sports Medicine. He also founded Pinnacle Coordinated Wellness: Coordinated Functional & Metabolic Clarity.
That is where his Brain · Body · Capital idea comes from. His short version is "Capacity before capital." His longer version: "The clients who master their habits master their finances. I had to prove it in my own life first."
The habit math is simple. Federal health guidelines (Physical Activity Guidelines for Americans, 2nd edition, 2018) call for 150 to 300 minutes of moderate activity a week, plus muscle strengthening at least 2 days a week. Nobody gets there in one heroic workout. You get there with small, boring, repeated choices. Saving, paying down debt and reviewing your plan work the same way.
The podcast keeps coming back to it. In Episode 005, Coach Pat Sullivan shares A.T.T.I.T.U.D.E., the 8-letter framework behind 602 wins and 8 Halls of Fame. The same principles that build championship teams build championship families. You can find every episode on the podcast page.
Yes. He was captain of the men's basketball team at the University of St. Francis.
He was a shooting instructor for the Chicago Bulls Training Academy and the National Association of Basketball Coaches. His early-2000s shooting videos still teach players today.
Being on time, work ethic, effort, body language, energy, attitude, passion, being coachable, doing extra and being prepared. He holds himself to them before he asks anything of a client.
It is Dr. Pat Pachciarz®'s view that clear thinking, physical capacity and money decisions work as one system. His short version: "Capacity before capital."
This page is education, not legal, tax or investment advice. Your estate attorney drafts legal documents and your CPA prepares your returns. Rules and figures change; confirm your own situation before acting.